Turn Outstanding Invoices Into Working Capital
Businesses can request early payment against approved invoices, subject to assessment and approval by a participating financial institution.
Give Businesses Access to Working Capital Against Receivables
Receivables Finance lets businesses request early payment against approved invoices instead of waiting for customers to pay on the agreed due date. The participating financial institution assesses the request, makes the credit decision and provides the funds if approved.
Fauree provides the digital workflow connecting business onboarding, e-invoicing, buyer approvals, financing requests and repayment tracking.
How Fauree Works
Step 1Anchor Customer Onboarding
Anchor customers are onboarded by the bank.
Step 2Supplier Onboarding
Suppliers are onboarded, completing the necessary registration and setup.
Step 3Completion of KYC & Due Diligence
Suppliers undergo a KYC process and due diligence.
Step 4Master Data Setup
The bank sets up credit limits for suppliers, along with margin and financing rules.
Step 5Receipt of Purchase Orders
Suppliers receive purchase orders (PO) from the anchor customer.
Step 6Delivery Confirmation
Delivery confirmation is received from the anchor customer in response to the purchase order.
Step 7Invoice Generation
Supplier generates invoices through the platform, reflecting the goods delivered.
Step 8Invoice Approval by Buyers
Anchor customer reviews and approves invoices generated by the suppliers, confirming the amounts are accurate and in accordance with the goods received.
Step 9Request for Early Payment
Suppliers request early payment against the approved invoices on the platform.
Step 10Bank Reviews and Approves the Invoice Amount
Bank reviews the early payment request, ensuring all details are accurate and compliant with the agreed terms.
Step 11Disbursement
Bank disburses payment to the supplier.
Step 12Invoice Settlement by Buyers
On the due date, the buyer settles the invoice amount.
One Digital View of the Receivables Finance Programme
Fauree connects business records, invoice approvals, financing requests and repayment activity in one digital environment, supporting visibility across the receivables financing lifecycle.
The Receivables Finance Workflow
Receivables Finance connects businesses, buyers and financiers through a structured process linking approved invoices to financing and repayment.
- 01Business and Buyer OnboardingThe business and buyer provide the required information.
- 02ERP IntegrationConnect the ERP system to exchange relevant transaction records.
- 03Invoice Creation and SubmissionSubmit invoice details through the platform or connected system.
- 04Invoice Review and Credit AssessmentThe financial institution assesses the business and applicable credit limit.
- 05Invoice Approval by the BuyerThe buyer reviews and approves the invoice.
- 06Early Payment RequestThe business requests financing against the approved invoice.
- 07Financing Decision and DisbursementIf approved, the financial institution disburses funds to the business.
- 08Buyer RepaymentThe buyer repays the financial institution according to the agreed terms.
Why Fauree for Receivables Finance
Digital infrastructure that connects businesses, approved invoices and financiers through a structured financing workflow.
Built Around Receivables
Connect invoice records and buyer approvals to financing requests.
Connected to Financiers
Route financing requests to participating institutions while credit decisions remain with the financier.
Linked to Transactions
Connect financing activity with the underlying invoice and payment records.
Visibility Across the Lifecycle
Track financing activity from invoice approval through repayment.
Receivables Finance, Explained Clearly
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